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Transformer Calculator & Configurator

Use the MGM transformer calculator to size any unit by kVA, full-load amps, and voltage — for single-phase or three-phase systems — convert between kVA, amps, and kW, then generate a catalog code and request a quote. Enter any two of kVA, volts, or amps and the tool solves the third, or build a complete configuration from phase, voltage, taps, temperature rise, K-factor, and enclosure.

To receive a quote, please fill in the calculator values and press 'Calculate'. Or generate a catalog code by entering below information.

1. CATALOG CODE

2. Get a Quote

Please enter your catalog code or create a code using the drop-down options below to display the configuration of your unit.

If your code is: HT112A3B2SH–HK0160LN03R
you would enter it as:

H
T
112
A
3
B
2
SH
H
K01
60
LNO
3R

Your CATALOG CODE

Unit Configuration

Phase Calculator

Insert any two values to calculate the third:

How to Use the Transformer Calculator

  1. Pick your mode. Use the Configurator to build a unit and generate a catalog code, or the Phase Calculator to solve kVA, volts, or amps.
  2. Select phase. Toggle single-phase or three-phase — the formula and the √3 factor adjust automatically.
  3. Enter any two values (kVA, volts, amps) and the calculator returns the third, plus full-load current.
  4. Configure & quote. Add voltage taps, temperature rise, K-factor, and enclosure, then send the catalog code to our team for a quote.

Transformer Sizing Formulas (kVA, Amps & Voltage)

The calculator uses the standard relationships between power (kVA), voltage (V), and full-load current (amps):

Single-Phase

  • kVA = (V × A) ÷ 1000
  • Amps = (kVA × 1000) ÷ V

Three-Phase

  • kVA = (V × A × 1.732) ÷ 1000
  • Amps = (kVA × 1000) ÷ (V × 1.732)

Turns ratio = primary voltage ÷ secondary voltage = N₁/N₂. The same equations give primary and secondary full-load amps (FLA).

Why √3 (1.732)? In a balanced three-phase system the three voltages are 120° apart, and the line-to-line voltage equals √3 × the line-to-neutral voltage. That is why three-phase power uses the 1.732 factor — use √3 with line-to-line voltage, or 3 with line-to-neutral voltage.

Worked example. A 75 kVA three-phase unit at 480 V: Amps = 75 × 1000 ÷ (480 × 1.732) = 90.2 A. At 208 V the same 75 kVA draws 208 A.

kVA to Amps, Amps to kVA & kW Conversions

Convert between apparent power (kVA), current (amps), and real power (kW). kVA↔amps does not need power factor; kW↔kVA does.

  • kVA → Amps (1φ): A = kVA × 1000 ÷ V
  • kVA → Amps (3φ): A = kVA × 1000 ÷ (1.732 × V)
  • Amps → kVA (1φ): kVA = A × V ÷ 1000
  • Amps → kVA (3φ): kVA = 1.732 × A × V ÷ 1000
  • kW → kVA: kVA = kW ÷ PF  ·  kVA → kW: kW = kVA × PF

Examples. 200 A at 240 V three-phase = 83 kVA. 70 kVA at 480 V three-phase = 84 A. 80 kW at 0.8 power factor = 100 kVA.

Power factor (PF) is real power ÷ apparent power. Transformers are rated in kVA, not kW — sizing on kW alone leaves you undersized. Typical PF by load:

ApplicationTypical PF
Data centers (AI/HPC)0.85 – 0.95
Industrial / motor loads0.70 – 0.90
Hospitals0.80 – 0.90
Resistive / heating~1.0

How to Size a Transformer

  1. Identify the load. Note the load voltage and full-load current (amps), or the connected kW and power factor.
  2. Calculate required kVA with the formula above for your phase type.
  3. Add headroom. Size so the unit runs near 80% of capacity — divide the minimum kVA by 0.8 (about +25%) for continuous loading and future growth.
  4. Round up to a standard kVA rating (see the table below).
  5. Account for the environment. Choose temperature rise, K-factor (for non-linear / harmonic loads), and enclosure (NEMA) rating for the install.

Rule of thumb & example. A 400 A, 240 V three-phase service needs about 400 × 240 × 1.732 ÷ 1000 = 166 kVA minimum → with headroom, a 225 kVA standard unit. Always confirm final sizing with a licensed engineer and the NEC.

Standard Transformer kVA Ratings

Transformers are built to standard kVA sizes — round your calculated load up to the next size:

  • Single-phase: 1, 1.5, 3, 5, 7.5, 10, 15, 25, 37.5, 50, 75, 100, 167, 250, 333, 500 kVA
  • Three-phase: 3, 6, 9, 15, 30, 45, 75, 112.5, 150, 225, 300, 500, 750, 1000, 1500, 2000, 2500 kVA

MGM builds general-purpose, dry-type, K-factor, and custom units across this range — many in stock.

Full-Load Amps (FLA) Charts

Three-phase full-load current (A = kVA × 1000 ÷ (V × 1.732)):

kVA208V240V480V600V
1541.636.118.014.4
3083.372.236.128.9
45124.9108.354.143.3
75208.2180.490.272.2
112.5312.3270.6135.3108.3
150416.4360.8180.4144.3
225624.5541.3270.6216.5
300832.7721.7360.8288.7
5001387.91202.8601.4481.1
7502081.81804.2902.1721.7
10002775.72405.61202.8962.3

Single-phase full-load current (A = kVA × 1000 ÷ V):

kVA120V240V480V
541.720.810.4
15125.062.531.2
25208.3104.252.1
50416.7208.3104.2
75625.0312.5156.2
100833.3416.7208.3

Need the full 600V-class and medium-voltage charts? Download our reference documents.

Transformer Overcurrent Protection (NEC 450.3)

For transformers rated 1000 V or less, NEC Table 450.3(B) sets the maximum overcurrent device rating as a percentage of the transformer’s rated full-load current. Simplified guidance:

Protection methodPrimarySecondary
Primary only (primary FLA ≥ 9 A)≤ 125%
Primary & secondary (secondary FLA ≥ 9 A)≤ 250%≤ 125%
Primary only (primary FLA 2–9 A)≤ 167%
Primary only (primary FLA < 2 A)≤ 300%

Where 125% does not match a standard device size, the next higher standard rating is permitted. This is a simplified summary of NEC 450.3(B) — always size protection to the current NEC edition and your AHJ.

Single-Phase vs Three-Phase Transformers

Use the single-phase transformer calculator mode for residential, light-commercial, and control-power loads; use the three-phase transformer calculator mode for most industrial and commercial distribution. At the same kVA and voltage, a three-phase unit draws lower current per line because of the √3 factor — which is why three-phase distribution is more efficient for larger loads.

Buck-Boost, Step-Up & Step-Down Calculations

A step-up transformer raises voltage (e.g., 240 V to 480 V); a step-down transformer lowers it (e.g., 480 V to 208 V). Buck-boost transformers make small corrections (typically 5–20%, such as 208 V to 240 V) and are sized by the load amps and the voltage change — not by full kVA — so they are far smaller and cheaper than an isolation transformer for minor adjustments.

Common buck-boost corrections: 208→240 V, 240→208 V, 480→600 V. Need one? See our buck-boost transformers.

Fault Current & Impedance (%Z)

A transformer’s nameplate impedance (%Z) sets the available short-circuit current on the secondary. Approximate available fault current = secondary full-load amps ÷ (%Z ÷ 100). Example: a 500 kVA, 480 V unit (FLA 601 A) at 5% impedance can deliver roughly 601 ÷ 0.05 = 12,000 A — size your secondary breakers and conductors for that available fault current.

Configure & Order Your Transformer

Once the calculator gives you a rating, the Configurator turns your selections into an MGM catalog code — a real, buildable unit, not just a number. As a US manufacturer with stocked general-purpose units and full custom capability, we quote fast.

Transformer Terms & Definitions

  • kVA — apparent power (kilovolt-amperes); the transformer’s capacity rating.
  • kW vs kVAR vs kVA — real power (kW), reactive power (kVAR), and apparent power (kVA); kVA = √(kW² + kVAR²).
  • Power factor (PF) — kW ÷ kVA; how much current actually does work.
  • Full-load amps (FLA) — current drawn at the rated kVA.
  • Impedance (%Z) — nameplate value that sets available secondary fault current.
  • Taps — winding connections that fine-tune output voltage (e.g., ±2.5%).
  • Temperature rise — allowable winding temperature above ambient (e.g., 115°C, 150°C).
  • K-factor — rating for handling harmonic (non-linear) loads such as data-center and VFD loads.

More terms in our transformer glossary.

Frequently Asked Questions

How do I calculate transformer size?
Convert load voltage and current to kVA (kVA = V × A × 1.732 ÷ 1000 for three-phase), then round up to the next standard rating with about 25% headroom.

What is the rule of thumb for transformer sizing?
Size for roughly 80% loading: divide your calculated minimum kVA by 0.8 and round up to a standard size.

How many amps is a 75 kVA transformer?
About 208 A at 208 V and 90 A at 480 V (three-phase). Use the calculator for any voltage.

How many amps is a 25 kVA transformer?
About 69 A at 208 V and 30 A at 480 V (three-phase).

How many kVA is 200 amps?
About 83 kVA at 240 V three-phase, or 48 kVA at 240 V single-phase.

What size transformer do I need for a 400 amp service?
A 400 A, 240 V three-phase load is ~166 kVA minimum — with headroom, a 225 kVA standard unit.

What is the difference between kVA and kW?
kVA is apparent power; kW is real power. kW = kVA × power factor. Transformers are rated in kVA.

Does the calculator support single-phase and three-phase?
Yes — toggle the phase before entering values and the formula switches automatically.

How accurate is the calculator?
It returns standard engineering values for planning. Confirm final sizing and overcurrent protection with a licensed electrical engineer and the NEC.

Why Use the MGM Transformer Calculator

MGM Transformers has built dry-type and liquid-filled transformers in the USA for over 50 years, with ISO 9001:2015-certified manufacturing and UL energy verification. This calculator is backed by real, buildable products — size it here, then get a quote from the people who make the unit.

Reviewed by MGM engineering. Always verify final transformer sizing and overcurrent protection with a licensed electrical engineer for your specific application.